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Directors and Officers Liability Insurance

With greater corporate governance and regulatory surveillance in place today, company directors and officers are under increased pressure to carry out their duties and obligations meticulously. Failure to do so may lead to personal liability for the individual director or for the entire board of directors, regardless of whether they are acting in a part-time, honorary or non-executive capacity. CGU Directors and Officers (D&O) Liability Insurance is designed to protect the assets of company directors and other individuals of a corporation against such claims.

Not sure which Directors and Officers policy is right for you?

View our policy comparison table to determine the cover that’s right for you.

Get a quote and apply

Contact your insurance adviser or find an insurance adviser to obtain a Directors & Officers Liability Insurance quote and complete an application.

Make a claim

Already have CGU Directors & Officers Liability Insurance and need to make a claim? Our claims section will point you in the right direction.


A broad and flexible definition of ‘Insured Person’ applies, covering every past, present and future director, secretary, executive officer or employee of the corporation.



Key Features

  • Broad operative clause providing cover to an insured for any loss as a result of a wrongful act
  • Full policy limit available for breach of Occupational Health and Safety Laws
  • Advancement of defence costs
  • Cover for joint ventures and new subsidiaries
  • Continuous cover
  • Worldwide claim cover
  • Optional reinstatement of policy limit