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Professional Indemnity & Broadform Liability Insurance

What is CGU Professional Indemnity & Broadform Liability Insurance?

Providing protection on two fronts, CGU Professional Indemnity & Broadform Liability Insurance combines Professional Indemnity Insurance with cover against public, products and advertising liability claims.

Get a quote and apply

Contact your insurance adviser or find an insurance adviser to obtain a Professional Indemnity & Broadform Liability Insurance quote and complete an application.

Make a claim

Already have CGU Professional Indemnity & Broadform Liability Insurance and need to make a claim? Our claims section will point you in the right direction.


What is Professional Indemnity & Broadform Liability Insurance?

Professional indemnity protects your business against liability claims arising from the professional services you offer, while broadform liability protects against public, products and advertising liability as a result of bodily injury and property damage claims.

Comprehensive protection

This two-in-one policy will make sure that you and your employees are covered against potential exposure, so you can concentrate on your business instead.



Key Features

  • Professional Indemnity
    • Civil liabilities covered including (but not limited to):
      • breach of duty (including duty of confidentiality)
      • unintentional defamation
      • loss of or damage to documents (to the full policy limit)
      • dishonest/fraudulent/criminal or malicious acts and breach of fiduciary duty (innocent party cover)
      • misleading and deceptive conduct under the ASIC Act 2001
      • breaches of the Trade Practices Act / Fair Trading Acts (Australian and New Zealand)
    • Covers bodily injury and property damage claims arising from the professional services covered by the policy
    • Definition of 'claim' includes written and verbal demands
    • Advancement of claim investigation costs
    • Broadform Liability
      • Covers a broad category of people and entities
      • Covers legal liability to pay compensation for personal injury, property damage and advertising liability
      • Broad definitions of personal injury, insured’s products, products liability and advertising liability
      • Covers property damage including any loss of use of property

    Related Policies

    Insurance issued by CGU Insurance Ltd AFSL 238291. This website contains general advice only and doesn't take into account what you currently have, want and need for your personal circumstances. It is important for you to consider these matters and read the Product Disclosure Statement (PDS) and any applicable Supplementary PDS that may apply (which are all available on this website) before you make a decision about an insurance product.

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